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Uphold is a digital money platform with more than 1.7 million customers globally and almost $6 billion in transactions to date. It serves both retail investors and businesses.

Uphold serves 184+ countries, across 200+ currencies (traditional and crypto) and commodities with frictionless foreign exchange and cross-border remittance for members around the world. Since our launch in 2015, Uphold has powered more than US$4+ billion in transactions.

Uphold is a multi-asset digital money platform offering financial services to a global market. Uphold's unique ‘Anything-to-Anything’ trading experience enables customers to trade directly between asset classes with embedded payments facilitating a future where everyone has access to financial services. Built on a core of proprietary technologies and e-money apps, Uphold embraces a future where people and businesses around the world have access to safe, transparent, fair, and affordable financial services.

Uphold is unique in translating all supported asset classes into a common digital language, which means that any asset can be exchanged directly into any other asset, creating an easy and intuitive trading experience. This 'Anything to Anything' architecture cuts out unnecessary fees and complexity compared with other platforms relying on currency pairs, which would require an intermediate trade to exchange Mexican Pesos into XRP, for example. You can see this best on our iOS and Android Mobile Apps.

Fully reserved means more secure

Uphold operates on a 100% reserve model, backing all user funds one-for-one in underlying holdings, unlike traditional banks, which operate a fractional reserve. The structure of our full reserve is published in real-time on our transparency page and all transactions are instantly, immutably and anonymously recorded and visible on our Reserveledger™.

With the ability to hold, send and receive value denominated in a range of currencies and commodities, people and businesses can trade cryptos, pay people worldwide and protect themselves from volatile currencies.

Please note: this is a summary of Uphold and our business. The legal obligations between Uphold and its users are controlled by the Uphold User Agreement.